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Matthew Foro

Instructor # 2434368 | Pac Training Company

Certified with the USCCA since 9/4/2022

Certification Renewal Date 9/4/2027

  • fingerlakes.firearms@gmail.com
  • (315) 226-2749

Savannah, NY, 13146

4.8

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USCCA Certifications

  • Concealed Carry & Home Defense

My Biography

Co-Owner PAC Training Company 1st Responder for 30yrs TECC Certified  Past NYS EMT-D USCCA Instructor/RSO BYRNA/SABRE Instructor Advanced Gunsmith Licensed NYS Armed Security/Un Armed Security Worked Security for NASCAR, Allied Universal, G4S & Syracuse/Hancock Airport

Course Taught - CCW, Basic, Intermediate, Advanced, Rifle, Shotgun, USCCA Courses, In Home Defense Training, Virtual Simulation, Low Light No Light , FORCE ON FORCE ( REALITY BASED TRAINING )

Request a Class

This is the mandatory course for the New York State Concealed Carry Firearm Safety Training as required under New York State Law for a NYS Concealed Carry Pistol License. This course meets all standards to be compliant with the updated New York State Police & DCJS training requirements as of September 1st, 2022.

Below is an outline from the NYSP on the new training requirements.

Concealed carry firearm safety training must include 16 hours of in-person live classroom instruction conducted by a Duly Authorized Instructor. The curriculum must include the following topics:

  1. General firearm safety, including an overview of firearm and ammunition functions and operation, firearm cleaning and maintenance, safe handling practices, range safety rules, and proper holster considerations and retention strategies for safe concealed carry. (2 hours minimum)

  2. Firearm safe storage requirements, as defined in Penal Law §§ 265.45 and 265.50, and general firearm secure storage and transportation best practices. (1 hour minimum).

  3. State and federal gun laws, including the possession disqualifiers under 18 U.S.C. § 922(g) and New York State law, restrictions on the private sale or transfer of firearms under New York General Business Law § 898, and requirements for keeping firearm license information up to date, properly registering pistols and revolvers, and license recertification and, if applicable, renewal requirements, including but not limited to the provision set forth in Articles 265 and 400 of the Penal Law. (2 hours minimum)

  4. Concealed carry situational awareness of surroundings, including firearm display and concealment.

  5. Conflict de-escalation tactics that include verbal and non-verbal strategies, including retreating, that are intended to reduce the intensity of a conflict or crises encountered.

  6. Adverse effects of alcohol and drug use as it pertains to firearm safety.

  7. Best practices when encountering law enforcement (e.g., a traffic stop), including how to communicate throughout the encounter, considerations for disclosing concealed carry status and displaying a valid firearm license, obeying all commands given by the officer(s), and best practices for handling a firearm and self-identification as a lawful concealed carry licensee if the firearm is visible when an officer responds to an incident.

  8. The statutorily defined sensitive places listed in Penal Law § 265.01-e and the restrictions on firearm possession in restricted places under Penal Law § 265.01-d.

  9. Conflict management.

  10. Use of deadly physical force, including the circumstances in which deadly physical force may be considered justified, and when there is the duty to retreat pursuant to Penal Law § 35.15(2).

  11. Suicide prevention including recognizing signs of suicide risk and resources to obtain assistance, including a suicide hotline (e.g., 988 Suicide and Crisis Lifeline).

  12. Basic principles of marksmanship, including stance, grip, sight alignment, sight picture, breathing, and trigger control. (1 hour minimum)

Following completion of the 16-hour in-person classroom instruction each student must demonstrate proficiency by achieving a minimum correct answer score of 80% on a written test covering the course curriculum.

Concealed carry firearm safety training must include 2 hours of live-fire training . The curriculum must include instruction on the following topics, for which proficiency will be evaluated during a live-fire assessment:

  1. Range safety.
  2. Safe drawing, target acquisition, and re-holstering.
  3. Dry firing.
  4. Safe loading and unloading of ammunition.
  5. Performing a firearm condition check, and how to achieve and verify a safe and empty firearm condition.
  6. Safely discharging the firearm.

Following completion of the 2-hour live-fire training, each student must demonstrate proficiency by successfully completing a live-fire assessment. To complete the live-fire assessment, the student must:

  1. Perform a firearm condition check and demonstrate that the firearm is in a safe and empty condition.

  2. Without any ammunition loaded, safely draw the firearm from concealment, acquire a target, and safely re-holster.

  3. Safely load the firearm with five rounds of ammunition. Not holster the loaded firearm. Maintain a ready position with the firearm safely pointed downrange.

  4. On the Instructor’s command to fire, aim at the target and fire all five rounds from a standing position, from a distance of 4 yards. The target must be a 25 ½ inch by 11-inch paper target. At least four out of the five rounds must be on target.

  5. Perform a firearm condition check and verify that the firearm is in a safe and empty condition.

What stops bleeding? In a STOP THE BLEED® course, you’ll learn three quick techniques to help save a life before someone bleeds out:

(1) How to use your hands to apply pressure to a wound;

(2) How to pack a wound to control bleeding;

(3) How to correctly apply a tourniquet.

These three techniques will empower you to assist in an emergency and potentially save a life

This course meets all standards to be compliant with the updated New York State Police & DCJS training requirements as of September 1st, 2022.

Below is an outline from the NYSP on the new training requirements for Westchester County, New York City, Nassau County, and Suffolk County:

Concealed carry firearm safety training must include 16 hours of in-person live classroom instruction conducted by a Duly Authorized Instructor. The curriculum must include the following topics:

  1. General firearm safety, including an overview of firearm and ammunition functions and operation, firearm cleaning and maintenance, safe handling practices, range safety rules, and proper holster considerations and retention strategies for safe concealed carry. (2 hours minimum)

  2. Firearm safe storage requirements, as defined in Penal Law §§ 265.45 and 265.50, and general firearm secure storage and transportation best practices. (1 hour minimum).

  3. State and federal gun laws, including the possession disqualifiers under 18 U.S.C. § 922(g) and New York State law, restrictions on the private sale or transfer of firearms under New York General Business Law § 898, and requirements for keeping firearm license information up to date, properly registering pistols and revolvers, and license recertification and, if applicable, renewal requirements, including but not limited to the provision set forth in Articles 265 and 400 of the Penal Law. (2 hours minimum)

  4. Concealed carry situational awareness of surroundings, including firearm display and concealment.

  5. Conflict de-escalation tactics that include verbal and non-verbal strategies, including retreating, that are intended to reduce the intensity of a conflict or crises encountered.

  6. Adverse effects of alcohol and drug use as it pertains to firearm safety.

  7. Best practices when encountering law enforcement (e.g., a traffic stop), including how to communicate throughout the encounter, considerations for disclosing concealed carry status and displaying a valid firearm license, obeying all commands given by the officer(s), and best practices for handling a firearm and self-identification as a lawful concealed carry licensee if the firearm is visible when an officer responds to an incident.

  8. The statutorily defined sensitive places listed in Penal Law § 265.01-e and the restrictions on firearm possession in restricted places under Penal Law § 265.01-d.

  9. Conflict management.

  10. Use of deadly physical force, including the circumstances in which deadly physical force may be considered justified, and when there is the duty to retreat pursuant to Penal Law § 35.15(2).

  11. Suicide prevention including recognizing signs of suicide risk and resources to obtain assistance, including a suicide hotline (e.g., 988 Suicide and Crisis Lifeline).

  12. Basic principles of marksmanship, including stance, grip, sight alignment, sight picture, breathing, and trigger control. (1 hour minimum)

Following completion of the 16-hour in-person classroom instruction each student must demonstrate proficiency by achieving a minimum correct answer score of 80% on a written test covering the course curriculum.

Concealed carry firearm safety training must include 2 hours of live-fire training . The curriculum must include instruction on the following topics, for which proficiency will be evaluated during a live-fire assessment:

  1. Range safety.
  2. Safe drawing, target acquisition, and re-holstering.
  3. Dry firing.
  4. Safe loading and unloading of ammunition.
  5. Performing a firearm condition check, and how to achieve and verify a safe and empty firearm condition.
  6. Safely discharging the firearm.

Following completion of the 2-hour live-fire training, each student must demonstrate proficiency by successfully completing a live-fire assessment. To complete the live-fire assessment, the student must:

  1. Perform a firearm condition check and demonstrate that the firearm is in a safe and empty condition.

  2. Without any ammunition loaded, safely draw the firearm from concealment, acquire a target, and safely re-holster.

  3. Safely load the firearm with five rounds of ammunition. Not holster the loaded firearm. Maintain a ready position with the firearm safely pointed downrange.

  4. On the Instructor’s command to fire, aim at the target and fire all five rounds from a standing position, from a distance of 4 yards. The target must be a 25 ½ inch by 11-inch paper target. At least four out of the five rounds must be on target.

  5. Perform a firearm condition check and verify that the firearm is in a safe and empty condition.

This program over views history of mass shooting’s. Firearms and ammo. As well as facts versus fiction on what works and what does not work to defeat mass shooters.

Developing a personal & home protection plan is a key component of not only preparing for how we should (or might) react if confronted by a violent crime, but also how we might avoid violent crime in the first place. Within this lesson, Michael Martin explains that developing a protection plan is about much more than becoming proficient with a firearm or writing up a home invasion plan. It’s a plan that must encompass awareness, avoidance, and preparation, so that we’re less likely to find ourselves in a situation where we have no other option than to use our firearm, rather than more likely

"Be the Wrong Person"

In this specialized mini-course for women, learn the principles and practices of personal safety to develop a defensive mindset of protection.

In this session, you will be presented:

--The Survivor's Mindset

--Establishing Personal Boundaries

--Situational Awareness Practices

--How to Avoid, Escape, or Defend

--Rules governing Use of Force

--Introduction to defensive firearms

--Choosing the right gun

--Non-lethal use of force options

This 3-4 hour SABRE Civilian Safety Awareness Program (CSAP) will instruct you on how to: • Identify and avoid dangerous encounters • Discourage an attacker

Unfortunately, all dangerous encounters cannot be avoided, so CSAP will also instruct you on how to: • Use verbal commands & simple self-defense techniques • Effectively and responsibly deploy SABRE Pepper Spray • Escape an attacker

During this course you will practice operating your SABRE pepper spray by deploying water-filled practice sprays at targets.

NO LIVE PEPPER SPRAY WILL BE USED IN CLASS

Students receive: • SABRE CSAP student manual • Three SABRE inert practice units • Quick release key ring • 1 LIVE UNIT OF SABRE DEFENSE PEPPER SPRAY Survival tools for smart living • Certificate of completion

FOR AGES 18 AND UP

STUDENTS WILL BE REQUIRED TO PARTICIPATION WITH HANDS ON TRAINING.

This is the mandatory course for the New York State Concealed Carry Firearm Safety Training as required under New York State Law for a NYS Concealed Carry Pistol License. This course meets all standards to be compliant with the updated New York State Police & DCJS training requirements as of September 1st, 2022.

Below is an outline from the NYSP on the new training requirements.

Concealed carry firearm safety training must include 16 hours of in-person live classroom instruction conducted by a Duly Authorized Instructor. The curriculum must include the following topics:

  1. General firearm safety, including an overview of firearm and ammunition functions and operation, firearm cleaning and maintenance, safe handling practices, range safety rules, and proper holster considerations and retention strategies for safe concealed carry. (2 hours minimum)

  2. Firearm safe storage requirements, as defined in Penal Law §§ 265.45 and 265.50, and general firearm secure storage and transportation best practices. (1 hour minimum).

  3. State and federal gun laws, including the possession disqualifiers under 18 U.S.C. § 922(g) and New York State law, restrictions on the private sale or transfer of firearms under New York General Business Law § 898, and requirements for keeping firearm license information up to date, properly registering pistols and revolvers, and license recertification and, if applicable, renewal requirements, including but not limited to the provision set forth in Articles 265 and 400 of the Penal Law. (2 hours minimum)

  4. Concealed carry situational awareness of surroundings, including firearm display and concealment.

  5. Conflict de-escalation tactics that include verbal and non-verbal strategies, including retreating, that are intended to reduce the intensity of a conflict or crises encountered.

  6. Adverse effects of alcohol and drug use as it pertains to firearm safety.

  7. Best practices when encountering law enforcement (e.g., a traffic stop), including how to communicate throughout the encounter, considerations for disclosing concealed carry status and displaying a valid firearm license, obeying all commands given by the officer(s), and best practices for handling a firearm and self-identification as a lawful concealed carry licensee if the firearm is visible when an officer responds to an incident.

  8. The statutorily defined sensitive places listed in Penal Law § 265.01-e and the restrictions on firearm possession in restricted places under Penal Law § 265.01-d.

  9. Conflict management.

  10. Use of deadly physical force, including the circumstances in which deadly physical force may be considered justified, and when there is the duty to retreat pursuant to Penal Law § 35.15(2).

  11. Suicide prevention including recognizing signs of suicide risk and resources to obtain assistance, including a suicide hotline (e.g., 988 Suicide and Crisis Lifeline).

  12. Basic principles of marksmanship, including stance, grip, sight alignment, sight picture, breathing, and trigger control. (1 hour minimum)

Following completion of the 16-hour in-person classroom instruction each student must demonstrate proficiency by achieving a minimum correct answer score of 80% on a written test covering the course curriculum.

Concealed carry firearm safety training must include 2 hours of live-fire training . The curriculum must include instruction on the following topics, for which proficiency will be evaluated during a live-fire assessment:

  1. Range safety.
  2. Safe drawing, target acquisition, and re-holstering.
  3. Dry firing.
  4. Safe loading and unloading of ammunition.
  5. Performing a firearm condition check, and how to achieve and verify a safe and empty firearm condition.
  6. Safely discharging the firearm.

Following completion of the 2-hour live-fire training, each student must demonstrate proficiency by successfully completing a live-fire assessment. To complete the live-fire assessment, the student must:

  1. Perform a firearm condition check and demonstrate that the firearm is in a safe and empty condition.

  2. Without any ammunition loaded, safely draw the firearm from concealment, acquire a target, and safely re-holster.

  3. Safely load the firearm with five rounds of ammunition. Not holster the loaded firearm. Maintain a ready position with the firearm safely pointed downrange.

  4. On the Instructor’s command to fire, aim at the target and fire all five rounds from a standing position, from a distance of 4 yards. The target must be a 25 ½ inch by 11-inch paper target. At least four out of the five rounds must be on target.

  5. Perform a firearm condition check and verify that the firearm is in a safe and empty condition.

This course is designed to introduce the dynamics of fighting with a gun in a low to no light situation. Most predators seem to use darkness to attack their prey. They view darkness as cover, an asset, and a weapon against those who they would turn into a victim. This is why most of violent encounters happen in the dark. It is our goal to give you the skills to face whatever situation or threat that may present itself. The defense minded individual should know that the odds that they might have to defend themselves or their loved ones in a low or no light situation are extremely high.

To overcome threats of a home invasion, robberies, or assaults at night you need to have the right mindset and skills. The class outlines the proper use of flashlights, implementation of a handgun with a flashlight, or a weapon mounted light, realities of a fight, target recognition, mechanical manipulation of your firearm and gear in a low light or no light situation. We will also discuss the physiology of how a violent encounter will affect your vision and hearing, so you are aware of these affects and can rely on your training to overcome them.

This is the mandatory course for the New York State Concealed Carry Firearm Safety Training as required under New York State Law for a NYS Concealed Carry Pistol License. This course meets all standards to be compliant with the updated New York State Police & DCJS training requirements as of September 1st, 2022.

Below is an outline from the NYSP on the new training requirements.

Concealed carry firearm safety training must include 16 hours of in-person live classroom instruction conducted by a Duly Authorized Instructor. The curriculum must include the following topics:

  1. General firearm safety, including an overview of firearm and ammunition functions and operation, firearm cleaning and maintenance, safe handling practices, range safety rules, and proper holster considerations and retention strategies for safe concealed carry. (2 hours minimum)

  2. Firearm safe storage requirements, as defined in Penal Law §§ 265.45 and 265.50, and general firearm secure storage and transportation best practices. (1 hour minimum).

  3. State and federal gun laws, including the possession disqualifiers under 18 U.S.C. § 922(g) and New York State law, restrictions on the private sale or transfer of firearms under New York General Business Law § 898, and requirements for keeping firearm license information up to date, properly registering pistols and revolvers, and license recertification and, if applicable, renewal requirements, including but not limited to the provision set forth in Articles 265 and 400 of the Penal Law. (2 hours minimum)

  4. Concealed carry situational awareness of surroundings, including firearm display and concealment.

  5. Conflict de-escalation tactics that include verbal and non-verbal strategies, including retreating, that are intended to reduce the intensity of a conflict or crises encountered.

  6. Adverse effects of alcohol and drug use as it pertains to firearm safety.

  7. Best practices when encountering law enforcement (e.g., a traffic stop), including how to communicate throughout the encounter, considerations for disclosing concealed carry status and displaying a valid firearm license, obeying all commands given by the officer(s), and best practices for handling a firearm and self-identification as a lawful concealed carry licensee if the firearm is visible when an officer responds to an incident.

  8. The statutorily defined sensitive places listed in Penal Law § 265.01-e and the restrictions on firearm possession in restricted places under Penal Law § 265.01-d.

  9. Conflict management.

  10. Use of deadly physical force, including the circumstances in which deadly physical force may be considered justified, and when there is the duty to retreat pursuant to Penal Law § 35.15(2).

  11. Suicide prevention including recognizing signs of suicide risk and resources to obtain assistance, including a suicide hotline (e.g., 988 Suicide and Crisis Lifeline).

  12. Basic principles of marksmanship, including stance, grip, sight alignment, sight picture, breathing, and trigger control. (1 hour minimum)

Following completion of the 16-hour in-person classroom instruction each student must demonstrate proficiency by achieving a minimum correct answer score of 80% on a written test covering the course curriculum.

Concealed carry firearm safety training must include 2 hours of live-fire training . The curriculum must include instruction on the following topics, for which proficiency will be evaluated during a live-fire assessment:

  1. Range safety.
  2. Safe drawing, target acquisition, and re-holstering.
  3. Dry firing.
  4. Safe loading and unloading of ammunition.
  5. Performing a firearm condition check, and how to achieve and verify a safe and empty firearm condition.
  6. Safely discharging the firearm.

Following completion of the 2-hour live-fire training, each student must demonstrate proficiency by successfully completing a live-fire assessment. To complete the live-fire assessment, the student must:

  1. Perform a firearm condition check and demonstrate that the firearm is in a safe and empty condition.

  2. Without any ammunition loaded, safely draw the firearm from concealment, acquire a target, and safely re-holster.

  3. Safely load the firearm with five rounds of ammunition. Not holster the loaded firearm. Maintain a ready position with the firearm safely pointed downrange.

  4. On the Instructor’s command to fire, aim at the target and fire all five rounds from a standing position, from a distance of 4 yards. The target must be a 25 ½ inch by 11-inch paper target. At least four out of the five rounds must be on target.

  5. Perform a firearm condition check and verify that the firearm is in a safe and empty condition.

This is the mandatory course for the New York State Concealed Carry Firearm Safety Training as required under New York State Law for a NYS Concealed Carry Pistol License. This course meets all standards to be compliant with the updated New York State Police & DCJS training requirements as of September 1st, 2022.

Below is an outline from the NYSP on the new training requirements.

Concealed carry firearm safety training must include 16 hours of in-person live classroom instruction conducted by a Duly Authorized Instructor. The curriculum must include the following topics:

  1. General firearm safety, including an overview of firearm and ammunition functions and operation, firearm cleaning and maintenance, safe handling practices, range safety rules, and proper holster considerations and retention strategies for safe concealed carry. (2 hours minimum)

  2. Firearm safe storage requirements, as defined in Penal Law §§ 265.45 and 265.50, and general firearm secure storage and transportation best practices. (1 hour minimum).

  3. State and federal gun laws, including the possession disqualifiers under 18 U.S.C. § 922(g) and New York State law, restrictions on the private sale or transfer of firearms under New York General Business Law § 898, and requirements for keeping firearm license information up to date, properly registering pistols and revolvers, and license recertification and, if applicable, renewal requirements, including but not limited to the provision set forth in Articles 265 and 400 of the Penal Law. (2 hours minimum)

  4. Concealed carry situational awareness of surroundings, including firearm display and concealment.

  5. Conflict de-escalation tactics that include verbal and non-verbal strategies, including retreating, that are intended to reduce the intensity of a conflict or crises encountered.

  6. Adverse effects of alcohol and drug use as it pertains to firearm safety.

  7. Best practices when encountering law enforcement (e.g., a traffic stop), including how to communicate throughout the encounter, considerations for disclosing concealed carry status and displaying a valid firearm license, obeying all commands given by the officer(s), and best practices for handling a firearm and self-identification as a lawful concealed carry licensee if the firearm is visible when an officer responds to an incident.

  8. The statutorily defined sensitive places listed in Penal Law § 265.01-e and the restrictions on firearm possession in restricted places under Penal Law § 265.01-d.

  9. Conflict management.

  10. Use of deadly physical force, including the circumstances in which deadly physical force may be considered justified, and when there is the duty to retreat pursuant to Penal Law § 35.15(2).

  11. Suicide prevention including recognizing signs of suicide risk and resources to obtain assistance, including a suicide hotline (e.g., 988 Suicide and Crisis Lifeline).

  12. Basic principles of marksmanship, including stance, grip, sight alignment, sight picture, breathing, and trigger control. (1 hour minimum)

Following completion of the 16-hour in-person classroom instruction each student must demonstrate proficiency by achieving a minimum correct answer score of 80% on a written test covering the course curriculum.

Concealed carry firearm safety training must include 2 hours of live-fire training . The curriculum must include instruction on the following topics, for which proficiency will be evaluated during a live-fire assessment:

  1. Range safety.
  2. Safe drawing, target acquisition, and re-holstering.
  3. Dry firing.
  4. Safe loading and unloading of ammunition.
  5. Performing a firearm condition check, and how to achieve and verify a safe and empty firearm condition.
  6. Safely discharging the firearm.

Following completion of the 2-hour live-fire training, each student must demonstrate proficiency by successfully completing a live-fire assessment. To complete the live-fire assessment, the student must:

  1. Perform a firearm condition check and demonstrate that the firearm is in a safe and empty condition.

  2. Without any ammunition loaded, safely draw the firearm from concealment, acquire a target, and safely re-holster.

  3. Safely load the firearm with five rounds of ammunition. Not holster the loaded firearm. Maintain a ready position with the firearm safely pointed downrange.

  4. On the Instructor’s command to fire, aim at the target and fire all five rounds from a standing position, from a distance of 4 yards. The target must be a 25 ½ inch by 11-inch paper target. At least four out of the five rounds must be on target.

  5. Perform a firearm condition check and verify that the firearm is in a safe and empty condition.

The NRA Basic Shotgun course will provide the basic knowledge, skills, and attitude for the safe and proper use of a shotgun in shooting a moving target. This course includes classroom and range time learning how to shoot shotguns at moving targets. Students will receive the Basics of Shotgun Shooting handbook, NRA Gun Safety Rules brochure, Winchester/NRA Marksmanship Qualification booklet, take a Basics of Shotgun Shooting Student Examination, and course completion certificate. Subjects Covered NRA rules for safe gun handling Shotgun parts and operation Shotgun shell components Shotgun shell malfunctions Shooting fundamentals Range rules Shooting at straight away and angled targets Cleaning Continued opportunities for skill development.

4.8

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24 Reviews

What Students Are Saying

  • Rating star large
    Rating star large
    Rating star large
    Rating star large
    Rating star large

    Class taken on Sat, Jun. 6, 2026
    |Taught by

    Instructors

    • Matthew Foro

      Savannah, New York

      Rating star large4.8
    • Jay Frind

      Savannah, New York

      Rating star large4.8
    "Jay and Toni did a great job! Unfortunately Matt couldn’t join us, but it was an informative/fun light hearted training class. Thank you both so very much!! "

    Submitted on Sat, Jun. 13, 2026 by Bryan M.

  • Rating star large
    Rating star large
    Rating star large
    Rating star large
    Rating star large

    Class taken on Sat, Jun. 6, 2026
    |Taught by

    Instructors

    • Matthew Foro

      Savannah, New York

      Rating star large4.8
    • Jay Frind

      Savannah, New York

      Rating star large4.8
    "Class was informative and inclusive for everyone regardless of experience. "

    Submitted on Sat, Jun. 13, 2026 by Michael T.

  • Rating star large
    Rating star large
    Rating star large
    Rating star large
    Rating star large

    Class taken on Sat, Feb. 1, 2025
    |Taught by

    Instructors

    • Matthew Foro

      Savannah, New York

      Rating star large4.8
    • Jay Frind

      Savannah, New York

      Rating star large4.8
    • Citizens' Defense Academy

      Savannah, New York

      Rating star large4.9
    "Excellent instructors!! Very knowledgeable"

    Submitted on Mon, Feb. 3, 2025 by Cassandra L.

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1 Insurance has been purchased by the USCCA and is one of the benefits of membership in the USCCA. USCCA members are additional insureds under a policy issued to the USCCA by Universal Fire and Casualty Insurance Company, an insurance company with its principal place of business in Hudsonville, MI. Coverage and benefits are subject to the terms, conditions, and exclusions of the insurance policy. Information provided herein is for informational purposes and is not intended to be a representation of coverage that may exist in any particular situation. Contact Delta Defense’s Member Engagement Team at 800-674-9779 with any questions.