Finding a quality handgun on a budget is a concern for many firearm owners, whether they are new to shooting or seasoned enthusiasts. While high-end handguns come with advanced features and premium materials, there are numerous affordable options that don’t compromise on reliability or performance. This guide aims to navigate the world of budget-friendly handguns, highlighting the best cheap pistols and revolvers that offer excellent value for self-defense, concealed carry, and general use. By focusing on essential qualities and identifying where you can cut costs without sacrificing functionality, you can find the perfect firearm to fit both your needs and your budget.

What to Look for in a Good Budget Handgun

The key to buying a gun on a budget is knowing where you can cut corners and where you can’t. Fortunately, the list of functions where you can’t cut corners is short:

Reliability.

Since we’re talking concealed carry, the most important attribute of a defensive firearm is that it works when you most need it. There are plenty of other desirable features that can help make you more effective, increase comfort or maybe shave some tenths of seconds from your time to draw and place an accurate shot on target. But if push comes to shove, you can do without them. Features like customizable grip sizes, night sights, and match-grade components can be secondary. Budget handguns can be found in the $300-$500 range, offering dependable performance for self-defense.

Top Cheap Semi-Automatic Pistols

Ruger Security-9: With an MSRP of $379, this no-frills pistol features an internal hammer-fired system, a manual safety, and two 15-round magazines. It prioritizes function over added features like grip adjustment​.

The Taurus GX4 rests on a target with several bullet holes.

The Taurus GX4 9mm is quite accurate in fast-paced drills.

Taurus GX4 9mm: A lightweight, high-capacity subcompact pistol priced at $392. It is reliable, highly accurate, and an ideal option for concealed carry​.
Caliber: 9mm
Barrel length: 3.06 inches
Overall length: 5.8 inches with small backstrap and 6.05 with large
Height: 4.4 inches
Weight: 18.5 ounces
Capacity: 11 rounds
Sights: Rear — serrated drift adjustable, Front — fixed steel white dot
MSRP: $392
Source: Taurus.com

Beretta APX: Priced around $390, this polymer-framed 9mm offers excellent reliability and ergonomics. Despite its lower price, it is a proven, military-competition-worthy design.

Smith & Wesson M&P Shield: This classic carry gun, with an MSRP of $479, is often found at lower prices. It comes with two magazines and standard white-dot sights.

Ruger EC9s: A more budget-friendly version of the Ruger LC9s, this striker-fired pistol offers a 7+1 capacity and has an MSRP of $299.

Top Cheap Revolvers

The Taurus 856 sits atop a wooden workbench.

The Taurus .38 Special 856 has proven reliable and accurate as well as smooth handling.

Taurus 856 .38 Special: This six-shot revolver with a 3-inch barrel and tritium front sight offers smooth action and good combat accuracy. The action is smooth; just as smooth as higher priced firearms. And combat accuracy is good. The sights, trigger action and grips are among the best in the small revolver class.
Caliber: .38 Special
Barrel length: 3 inches
Overall length: 7.5 inches
Height: 4.8 inches
Weight: 17.36 ounces
Capacity: 6 rounds
Sights: Rear — fixed, Front — night sight with orange outline
MSRP: $446
Source: Taurus.com

EAA Windicator .357 Magnum: European revolvers are quite different in many ways from our homegrown wheelguns and not always as ergonomic. While a different type of revolver than what many of us are used to, it is a viable defensive handgun. Known for its power and simplicity, this double-action revolver comes with an MSRP of $376​. 

The EAA Windicator atop a wooden table

EAA’s Windicator is a proven designed with much to recommend.

Caliber            .357 Magnum
Barrel length  2 inches
Overall length 7 inches
Weight            28.8 ounces
Capacity          6 rounds
MSRP              $376
Source: EAACorp.com

A black Charter Arms 5-shot snub-nosed .38 Special revolver

The Charter Arms Undercover is a classic snubby that retails for $364 or less.

Charter Arms Undercover: A classic snub-nosed revolver that packs five rounds of .38 Special. Compact and portable, this handgun offers simple operation and reliable performance. With an MSRP of $364, it is a reliable option for those on a tight budget.

Best Budget Handguns for Concealed Carry

  • Taurus GX4: Its slim, lightweight design makes it an excellent option for concealed carry. Despite being a budget-friendly option, it does not compromise on reliability​.
  • Smith & Wesson M&P Shield: With its compact size and dependable performance, this pistol remains one of the best choices for concealed carry among budget handguns.

Pros and Cons of Buying a Budget Gun

One of the primary advantages of budget handguns is their ability to deliver reliable performance without the added cost of unnecessary features. Models like the Ruger Security-9 and Taurus GX4 demonstrate that you can find quality firearms equipped with basic but effective functions, ensuring dependable self-defense without the financial strain. Additionally, options like law enforcement trade-ins offer the opportunity to acquire quality, previously carried firearms at a lower price point, often with desirable features like night sights already included.

However, choosing a lower-priced firearm often means forgoing certain advanced features such as customizable grips, night sights, or ambidextrous controls, which may affect overall comfort and functionality. While budget handguns can serve as reliable tools, they may require more frequent maintenance or lack the refined finish found in more expensive options. It’s essential to weigh these limitations against your specific needs to determine if a budget handgun is the right choice for your situation.

Tips for Buying a Budget Gun

When buying a budget handgun, especially if it’s used, a thorough inspection and testing are crucial. Look for signs of wear, ensure the action operates smoothly, and, if possible, test-fire the gun at a range. This will help you assess the firearm’s reliability and accuracy. Additionally, law enforcement trade-ins can be an excellent way to acquire a quality firearm at a reduced cost. These handguns are often well-maintained and may come with valuable features like night sights, offering an affordable alternative without sacrificing quality.

When choosing a budget handgun, consider aftermarket support and availability of accessories. Opt for models that have a good supply of parts and accessories, allowing for customization and maintenance over time. This ensures that you can find holsters, magazines, and replacement parts easily, enhancing the firearm’s functionality and longevity. Researching user reviews and focusing on long-term reliability is also important to make an informed decision that fits your needs and budget.

Quality and Value in Affordable Handguns

Finding an affordable handgun does not mean compromising on quality or reliability. Proper maintenance can enhance the reliability of budget handguns. Regular cleaning, lubrication, and inspection of critical components like the barrel, slide and trigger can ensure consistent performance, especially in models that might not come with high-end features. Options like the Taurus GX4, Ruger Security-9, and Smith & Wesson M&P Shield demonstrate that budget-friendly firearms can provide effective self-defense and concealed carry solutions.

 

This article is a compilation of previous articles authored by Tom McHale and Bob Campbell.